Loans: what it looks like and what it has to offer

This loan is based on a domestic company of the same name. And at the very beginning we must say that this loan is directly from segment micro loans, which are also known as payday loans. This is also reflected in the very nature of this loan product. So much we can actually borrow. Here the money starts at 500 USD and ends at 3000 USD . Compared to competitors, the amount is of course relatively small, but there are people who need exactly as much. And so it can be satisfactory.

We must not forget the due date, which can also be chosen. This is in the range of 5 – 30 calendar days. If the term seems too short, the credit will allow you to extend the loan.

What is the advantage of credit?

So we know the basic characteristics of the loan and so let’s look at how convenient it is. Unfortunately, here we have to evaluate the credit in a relatively negative way. This is because the interest rate is 30 percent. But not annually, but monthly. So if we borrow the highest amount for the longest maturity, we will pay an extra 900 USD . On the other hand, we have to add two positives. If we use shorter maturities, our interest is reduced. The same applies if we are a new client of the company. In this case, we can get a fixed discount of 200 USD .

New: If we borrow USD 1,000 for 20 days, this loan is free of charge for us.

What are the eligibility conditions?

What are the eligibility conditions?

In order to apply for and get a loan at all, the eligibility conditions must be met. These are set by credit very simply, as the only ones are:

  • Valid ID card
  • Email address and phone number
  • Bank account number

Although the entire approval process takes place from home, without complicated verification, it should be added that as applicants, you must count on the need to send a dollar registration fee. This is used to identify your account and confirm that it actually belongs to you. If you do, the loan is subsequently approved and the money is sent to your bank account. And as you get this information, the company itself writes about it on its website: “You will receive an email notification regarding the status of your loan or receive an immediate response at the end of the process.

Money for anything

Money for anything

So you don’t have to worry about checking your creditworthiness during the application, just like you don’t have to worry about having to prove your income. But what is not necessary to prove is the purpose of using concrete money. It is entirely up to you to specifically spend it. However, we have to say that, given the amounts, people spend them mainly on financial problems, which may include delayed payouts, as well as unexpected expenses, or situations where we simply don’t go out with our budget.


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