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Global Peer-to-Peer (P2P) Lending Market Report 2020-2025

Dublin, December 09, 2020 (GLOBE NEWSWIRE) – The “Peer-to-Peer Lending (P2P) Market: Global Industry Trends, Share, Size, Growth, Opportunity, and Forecast 2020-2025” the report was added to ResearchAndMarkets.com offer.

The global peer to peer (P2P) lending market has grown at a CAGR of around 25% during the period 2014-2019. Looking ahead, the global peer to peer (P2P) lending market will continue to grow strongly over the next five years.

Peer-to-peer lending, or P2P lending, refers to a monetary arrangement between two entities without the participation of various financial institutions. This is a borrower looking for unsecured personal, business or educational loans from investors who are looking for higher returns on their investments.

The transaction is carried out through a P2P lending platform which acts as an intermediary and mitigates the risks between the two parties. It also facilitates loans and borrowings from several partners for the diversification of investments. Compared to traditionally used financing alternatives, P2P lending is fast, paperless, offers higher returns, has no impact on credit rating, and is more flexible.

One of the key factors driving the growth of the market is the increasing digitization in the banking industry. In addition, the emergence of small and medium-sized enterprises (SMEs), particularly in developing countries, is stimulating market growth. These small-scale organizations need funding alternatives with minimal billing fees and convenient reimbursement options.

Apart from this, P2P lending platforms also eliminate the costs of establishing physical branches, personnel and maintenance, thus gaining preference among the masses. Additionally, as the coronavirus disease (COVID-19) continues to spread across the world, P2P loans are gaining popularity for securing unsecured loans to cover processing costs.

In addition, various technological advancements, such as the development of blockchain technology and smart contracts, act as other growth factors. They offer transparent and reliable lending and borrowing facilities that safeguard the well-being of all parties involved.

Other factors, including the growing student population requiring student loans, as well as the increase in home loans, are expected to drive the market.

Key questions addressed in this report:

  • How has the global peer to peer (P2P) lending market performed so far and how will it perform in the years to come?
  • What has been the impact of COVID-19 on the global peer to peer (P2P) lending market?
  • What are the main regional markets?
  • What is the distribution of the market according to the type of loan?
  • What is the breakup of the market according to the economic model?
  • What is the distribution of the market according to the end user?
  • What are the different stages of the industry value chain?
  • What are the main factors and challenges for the industry?
  • What is the structure of the global peer to peer (P2P) lending market and who are the major players?
  • How competitive is the industry?

Main topics covered:

1 Preface

2 Scope and methodology
2.1 Study objectives
2.2 Stakeholders
2.3 Data sources
2.4 Market estimate
2.5 Forecasting methodology

3 Executive summary

4 Presentation
4.1 Overview
4.2 Key Industry Trends

5 Global Peer-to-Peer Lending (P2P) Market
5.1 Market overview
5.2 Market performance
5.3 Impact of COVID-19
5.4 Market Forecast

6 Market breakdown by type of loan
6.1 Consumer loans
6.2 Business loans

7 Market breakdown by business model
7.1 Market loans
7.2 Traditional loans

8 Market breakdown by end user
8.1 Consumer (individuals / households)
8.2 Small businesses
8.3 Large companies
8.4 Real estate
8.5 Others

9 Market breakdown by region

10 SWOT Analysis
10.1 Overview
10.2 Strengths
10.3 Weaknesses
10.4 Opportunities
10.5 Threats

11 Value chain analysis

Analysis of the five forces of 12 carriers
12.1 Overview

13 Price analysis

14 Competitive landscape
14.1 Market structure
14.2 Key players
14.3 Profiles of key players

  • Before Inc.
  • Commonbond Inc.
  • Funding Circle Ltd.
  • LendingClub Corporation
  • Lendingtree Inc. (InterActiveCorp and Tree.com Inc.)
  • On Deck Capital Inc.
  • Marché Prosper Inc.
  • Retail Money Market Ltd.
  • Social finance inc.
  • Upstart Network Inc.
  • Zopa Limited.

For more information on this report, visit https://www.researchandmarkets.com/r/w8sael

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